Port Richey, FL
9747 U.S. Hwy 19
Port Richey, Florida 34668
Call Us at
727.856.BOAT
Mon - Sat | 9am - 5pm
Port Richey, FL
9747 U.S. Hwy 19
Port Richey, FL 34668
Call Us at
Mon - Sat | 9am - 5pm

Boat Financing

Know Your Buying Power Before You Shop

Unreel Marine has partnered with Elite Direct Finance to make boat loans simple. Pre-qualify with a soft credit pull that won't affect your score, then shop new and preowned boats at Unreel Marine in Port Richey with your budget in hand. Terms up to 20 years.

Apply with Elite
In partnership with

How It Works

1

Pre-qualify With Elite
Complete Elite's online application in about 3 minutes. It starts with a soft credit pull, so your score isn't affected.

2

Choose Your Boat
Shop new and preowned inventory at Unreel Marine. Every preowned boat passes our 8-point inspection.

3

Close and Get on the Water
Finalize your loan with terms up to 20 years and sign at our Port Richey dealership.

What You'll Need

Have this information ready before you start your application.

Personal Information
Name, address, phone number, Social Security number, date of birth and driver's license.
Financial Information
Income, employer and monthly housing payment.
Boat Information
New or used, year, make and estimated value. Down payments are typically 10–20%.
Start your Application

What Our Customers Are Saying

“Can't say enough good things about these folks. I dealt with Brad for most of the process of purchasing my boat.Along the way I met his brother Matt,son Josh, nephew and wife.All wonderful people who actually made the normally stressful purchase of such an expensive item easy to handle. Never felt pressured at anytime. Easy to negotiate with. And on top of everything, they were in the middle of moving to a new location and still made the whole process fast and simple. If you're in the market for new or used,make sure you give these folks a call.”
Gene AhearnMarch 2026 · Google
“First google review, but Unreel Marine deserves it! The entire staff is wonderful, Matt is exceptional. He is not only extremely professional, he goes above and beyond to ensure the satisfaction of his customers. If you are in the market for a boat and want fair pricing, fantastic finance options, or just need some expert advice, Unreel Marine is where it's at! Highly recommended, if there were 10 stars to give, Unreel Marine would get them all. Thanks again to Matt and all of the staff at Unreel Marine.”
Lyndsey DempseyAugust 2026 · Google
“Looking for a newer family or fishing boat in good condition, low hours, with great customer service and prices that can't be beat? Matthew is your man. He will take the time to assess your needs and budget, and recommend. Great boats come and go quickly there. I had to cancel an appointment with him and 3 other people haggled for that boat. No problem... I took the one next to it. It seems that every boat has multiple people wanting it because the prices are below the crazy market. Max recommend.”
Mike HughesSeptember 2023 · Google

Frequently Asked Questions

Have another question? Call us at 727.856.BOAT.

Does pre-qualifying affect my credit?

No. Elite Direct Finance starts with a soft credit pull, so pre-qualifying won't affect your credit score.

How long can I finance a boat?

Loan terms are available up to 20 years, depending on the boat, loan amount and your credit.

Do I need a down payment?

Down payments are typically 10–20% of the purchase price. Your exact amount will depend on your application.

Can I include a trade-in?

Yes — bring your current boat in and we'll give you a trade-in value that can be applied toward your purchase.

Can I apply with a co-applicant?

Yes, Elite's application allows you to apply jointly by adding a co-applicant, which may help you qualify for better terms.

Ready to Get on the Water?

Pre-qualify in About 3 Minutes

Whether you're a first-time buyer or an experienced boater, their team streamlines the entire process — from pre-qualification to final approval — so you can spend less time on paperwork and more time on the water. We trust Elite Direct Financing with all of our boat buyers; to get you pre-qualified fast and financed with confidence.